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Fintech App Development
RBI · SEBI · NPCI Compliant

Fintech Apps That Were Built Around Compliance First, Experience Second

Fintech Platform Scale - Built & Maintained

₹500Cr+

Monthly transactions processed

99.9%

Uptime SLA maintained

< 3s

Avg. payment confirmation time

Zero

Security breaches across all apps

Compliance coverage: RBI · SEBI · NPCI UPI · PCI DSS awareness · Aadhaar eKYC · Account Aggregator

Integrations Built & Certified

NPCI UPI 2.0RazorpayCashfreeAadhaar eKYCPAN VerificationVideo KYCExperianCRIFAccount AggregatorCKYCDigilockerAWS KMS
Trusted Partners
Greenhood Kids School

Greenhood Kids School

Client

KKR Linens & Fabrics

KKR Linens & Fabrics

Client

ROBOT PK Innovation

ROBOT PK Innovation

Client

UpTrust Karur

UpTrust Karur

Client

Faaloon Coliving & Roomstays

Faaloon Coliving & Roomstays

Client

Tena Healthcare

Tena Healthcare

Client

JCOM (Jaycees Chamber of Commerce)

JCOM (Jaycees Chamber of Commerce)

Client

JCI Karur Diamond

JCI Karur Diamond

Client

PVA

PVA

Client

VK Pulmo Care

VK Pulmo Care

Client

Popular Gifts & Toys

Popular Gifts & Toys

Client

Caseyug Innovation

Caseyug Innovation

Client

AJ Kidz World

AJ Kidz World

Client

Arjuna World Records

Arjuna World Records

Client

Thadam 360

Thadam 360

Client

Witty Technologies

Witty Technologies

Client

Khadim

Khadim

Client

Slings Park

Slings Park

Client

The Salary Spot

The Salary Spot

Client

Crazy Weaves

Crazy Weaves

Client

PALANIMURUGAN TEXTILES

PALANIMURUGAN TEXTILES

Client

Karur Shawarma

Karur Shawarma

Client

Knot Coaching & Consulting

Knot Coaching & Consulting

Client

Cream n Flavours

Cream n Flavours

Client

Mini Bharat Courier & Logistics

Mini Bharat Courier & Logistics

Client

Ayurillam

Ayurillam

Client

Veandhan Builders

Veandhan Builders

Client

Greenhood Kids School

Greenhood Kids School

Client

KKR Linens & Fabrics

KKR Linens & Fabrics

Client

ROBOT PK Innovation

ROBOT PK Innovation

Client

UpTrust Karur

UpTrust Karur

Client

Faaloon Coliving & Roomstays

Faaloon Coliving & Roomstays

Client

Tena Healthcare

Tena Healthcare

Client

JCOM (Jaycees Chamber of Commerce)

JCOM (Jaycees Chamber of Commerce)

Client

JCI Karur Diamond

JCI Karur Diamond

Client

PVA

PVA

Client

VK Pulmo Care

VK Pulmo Care

Client

Popular Gifts & Toys

Popular Gifts & Toys

Client

Caseyug Innovation

Caseyug Innovation

Client

AJ Kidz World

AJ Kidz World

Client

Arjuna World Records

Arjuna World Records

Client

Thadam 360

Thadam 360

Client

Witty Technologies

Witty Technologies

Client

Khadim

Khadim

Client

Slings Park

Slings Park

Client

The Salary Spot

The Salary Spot

Client

Crazy Weaves

Crazy Weaves

Client

PALANIMURUGAN TEXTILES

PALANIMURUGAN TEXTILES

Client

Karur Shawarma

Karur Shawarma

Client

Knot Coaching & Consulting

Knot Coaching & Consulting

Client

Cream n Flavours

Cream n Flavours

Client

Mini Bharat Courier & Logistics

Mini Bharat Courier & Logistics

Client

Ayurillam

Ayurillam

Client

Veandhan Builders

Veandhan Builders

Client

BNI

BNI

Client

HAP Daily

HAP Daily

Client

Sri Ram Decors

Sri Ram Decors

Client

G Graphics Media

G Graphics Media

Client

NKV Trading Messenger

NKV Trading Messenger

Client

Triumph

Triumph

Client

STS Surface Finishing Solution

STS Surface Finishing Solution

Client

Supreme Security Solution

Supreme Security Solution

Client

Jamex Co. Ltd

Jamex Co. Ltd

Client

Supreme Security

Supreme Security

Client

Mercury Steel World LLP

Mercury Steel World LLP

Client

Cozo Holidays

Cozo Holidays

Client

JKS Ads & Promo

JKS Ads & Promo

Client

Airtel Fibre

Airtel Fibre

Client

Aakash Institute

Aakash Institute

Client

Hatsun

Hatsun

Client

Naturals

Naturals

Client

Nilco

Nilco

Client

Volga

Volga

Client

Joy Tours and Travels

Joy Tours and Travels

Client

Jega Mattress World

Jega Mattress World

Client

Fix 2 Fit

Fix 2 Fit

Client

Pramo Careers

Pramo Careers

Client

Zeen’s Makeup

Zeen’s Makeup

Client

edio.in

edio.in

Client

Ile Televisions

Ile Televisions

Client

BNI

BNI

Client

HAP Daily

HAP Daily

Client

Sri Ram Decors

Sri Ram Decors

Client

G Graphics Media

G Graphics Media

Client

NKV Trading Messenger

NKV Trading Messenger

Client

Triumph

Triumph

Client

STS Surface Finishing Solution

STS Surface Finishing Solution

Client

Supreme Security Solution

Supreme Security Solution

Client

Jamex Co. Ltd

Jamex Co. Ltd

Client

Supreme Security

Supreme Security

Client

Mercury Steel World LLP

Mercury Steel World LLP

Client

Cozo Holidays

Cozo Holidays

Client

JKS Ads & Promo

JKS Ads & Promo

Client

Airtel Fibre

Airtel Fibre

Client

Aakash Institute

Aakash Institute

Client

Hatsun

Hatsun

Client

Naturals

Naturals

Client

Nilco

Nilco

Client

Volga

Volga

Client

Joy Tours and Travels

Joy Tours and Travels

Client

Jega Mattress World

Jega Mattress World

Client

Fix 2 Fit

Fix 2 Fit

Client

Pramo Careers

Pramo Careers

Client

Zeen’s Makeup

Zeen’s Makeup

Client

edio.in

edio.in

Client

Ile Televisions

Ile Televisions

Client

45+Fintech Apps Delivered
4.8★Average Store Rating
₹500Cr+Transactions Processed Monthly
99.9%Uptime SLA Maintained
App Portfolio

Portfolio Highlights for App Development

A snapshot of mobile app work focused on usability, platform reliability, and product-market fit across industries.

View Full Portfolio
Commerce App Experience
+33% session depth

Commerce App Experience

Designed a faster mobile shopping journey with stronger product browsing, account flows, and checkout continuity.

CommerceMobile UXConversion
On-Demand Service App
Reduced booking friction

On-Demand Service App

Built a cleaner booking and status-tracking flow for a service marketplace with stronger repeat usage.

On-DemandBookingRetention
Fintech Mobile Product
Faster first-use completion

Fintech Mobile Product

Created a guided onboarding and trust-focused interface for a financial app handling high-stakes user actions.

FintechOnboardingTrust UX
Why Fintech Is Different

Not just a mobile app.
A regulated financial product.

Building a fintech app is very different from other apps. In normal apps, a bug may delay something. In fintech, a bug can affect real money. That’s why rules from RBI, SEBI, NPCI, and app stores must be followed from the start.

Fintech apps here are treated as financial products from day one. Compliance is checked early, security is planned before coding, and every user flow is reviewed properly before building.

This is why platforms handle ₹500 crore every month without security issues, regulatory problems, or app store rejections.

RBI / SEBI / NPCI compliant
Biometric & 2FA security
Real-time fraud detection
Immutable audit trails

Fintech App Categories That Have Been Built

Digital Wallets & UPI Apps

Simple UPI wallet apps with money transfer, bill payments, QR scan, and full transaction history - built to follow NPCI rules.

Investment & Wealth Management

Apps for tracking investments, mutual funds, stocks, SIPs, and setting financial goals - made easy for everyday users.

Lending & BNPL Platforms

Loan and BNPL apps with credit checks, loan processing, EMI tracking, and checkout integration - built as per RBI rules.

Neobanking & Banking Apps

Modern banking apps with account control, card settings, spending insights, and instant transaction alerts.

Expense & Budget Tracking

Apps that track spending, set budgets, import bank data, and show simple financial reports for users and small businesses.

Insurance & InsurTech

Insurance apps for managing policies, filing claims, paying premiums, and comparing plans in one place.

Compliance & Security

Security and Compliance built in from the start

Security and compliance are not optional here. Every fintech app is built with these standards from the start.

RBI Guidelines Compliance

Apps are built by following RBI rules for payments, lending, wallets, and KYC - planned clearly before development starts.

KYC & Video KYC Integration

Aadhaar eKYC, PAN check, Video KYC, and CKYC integration are added and tested to match RBI and UIDAI standards.

End-to-End Encryption

All data is secured with TLS 1.3 during transfer and AES-256 encryption at rest - keeping user financial data safe.

PCI DSS Awareness

Card details are never stored. Payments are handled through PCI-compliant gateways using secure tokenisation.

Fraud Detection & Risk Scoring

Smart fraud checks like unusual activity tracking, device checks, and risk scoring are added to protect every transaction.

Audit Trails & Regulatory Reporting

All actions and transactions are logged clearly - helping with reports, audits, and issue tracking when needed.

Featured Fintech Projects

Fintech platforms built for real-world scale

Every platform below handles real transactions, meets regulations, and is used and rated by real users.

WealthPath  - Investment & Portfolio Management App
Investment & Wealth App
Compliant

Personal Finance & Investing · ₹120Cr+ monthly · 20 weeks

WealthPath - Investment & Portfolio Management App

WealthPath Investments · 2025

35K+ active investors

WealthPath - Investment & Portfolio Management App

A simple and powerful investment app was built for WealthPath - covering mutual funds, SIPs, stock tracking, goal planning, and live market data. The app works on both iOS and Android using Flutter. The backend handles real-time NAV and market data and follows SEBI rules. Today, over ₹120 crore is processed every month through the app.

35K+

Active investors on the platform

₹120Cr+

Monthly investment volume

4.8★

Rating on both stores

SEBI

Compliant audit trail maintained

Technologies & Integrations

FlutterDartNode.jsPostgreSQLRedisWebSocketRazorpayFirebaseAWS

The Challenge

The app had to work for both beginners and experienced investors. New users needed a simple flow, while advanced users needed detailed analytics - all in one app without confusion.

The Approach

A step-by-step approach was used. Beginners see a simple guided flow, while advanced users can access detailed dashboards. KYC is done inside the app using Aadhaar. Live market data is streamed in real time. All transactions are stored securely with full SEBI compliance. Payments are handled through Razorpay with auto reconciliation.

What Was Built

  • Aadhaar eKYC & SEBI KRA integration
  • Mutual fund discovery & SIP setup
  • Real-time NAV & market data
  • Goal-based financial planning
  • Stock portfolio tracking
  • SEBI-compliant transaction logs
  • UPI & netbanking payments
  • Custom analytics dashboard
Platform Screens

Inside WealthPath Investments

Portfolio dashboard  - real-time NAV feed
Portfolio dashboard - real-time NAV feed1 / 4
Technical Capabilities

Not features added later financial systems built first

All key features are included from day one. Security, compliance, and payment systems are not add-ons - they are standard.

Payment Gateway & UPI Integration

Payments are connected using Razorpay, PayU, Cashfree, or direct UPI. Users can send money, pay merchants, set up auto payments, and handle subscriptions easily.

KYC & Identity Verification

User verification is handled with Aadhaar eKYC, PAN check, Video KYC, and CKYC. Documents can also be fetched using Digilocker for a smoother process.

Biometric Authentication

Users can log in and approve payments using fingerprint or face unlock. A PIN option is also kept as backup for safety.

Fraud Detection & Risk Engine

Every transaction is checked in real time using activity patterns, device checks, and location tracking to stop fraud before it happens.

Financial Data Visualisation

Clear charts are built for spending, investments, loans, and budgets so users can easily understand their money without confusion.

App Store Compliance for Fintech

All required rules for Play Store and App Store are followed, including legal details, data handling info, and financial disclosures.

How It's Built

Built for finance-grade compliance from day one

Every fintech app follows a clear 5-step process. Compliance is checked first, and security is planned before coding starts.

1

01

Regulatory & Compliance Audit

Before starting, all rules from RBI, SEBI, and NPCI are checked and noted so the app is built correctly from day one.

2

02

Security Architecture Design

Security is planned first - how data is protected, how users log in, and how everything stays safe.

3

03

UI/UX Design - Trust-First

The app is designed to feel clear and safe - users always know what is happening with their money.

4

04

Development & Integration

The app is built with all payments, KYC, and other services connected and tested properly before launch.

5

05

Security Testing & Store Launch

Before launch, the app is tested for security and performance, then submitted with all required documents.

Client Voices

Said by Founders Who Trusted Their Platform With Real Money

₹120Cr+ monthly

"We wanted one app for both new investors and advanced users. The result was exactly that. KYC is smooth, dashboards are powerful, and the system handles ₹120 crore every month without issues."

KS

Karthik Subramaniam

CTO, WealthPath Investments

₹280Cr+ monthly

"Our earlier UPI setup failed. This platform worked perfectly from launch. Payments are fast and reliable, and everything is RBI-compliant."

AR

Anand Raghunathan

CEO, PayNest Technologies

₹95Cr+ loans disbursed

"The app follows all RBI rules and still feels simple to use. Loan approval is fast, and the platform has already processed ₹95 crore successfully."

PV

Priya Venkataraman

Founder, LendFlow Credit

Questions & Answers

Questions That Are Asked Before a Fintech App Is Commissioned

Compliance-First Fintech

RBI · SEBI · NPCI · App Store Approved

Build Your Fintech App

Built for real transactions, not simulations

Our apps handle ₹500+ crore every month with no security issues or compliance problems. That’s the standard your app will be built to.

45+ Fintech Apps Delivered
₹500Cr+ Monthly Transactions
Zero Security Breaches
No Lock-In Contracts

Free · No obligation · Response within 2 business hours · NDA available · No lock-in contracts